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Terms of Service

Last updated: January 1, 2025

Important: Please read these Terms of Service carefully before using this website or submitting any information. By accessing this site, you agree to be bound by these terms.

1. About Us

("Company," "we," "us," or "our") operates this website as a marketing and referral platform. We are not a lender, bank, credit union, or financial institution. We do not make lending decisions, extend credit, or guarantee financing of any kind.

Our role is to connect individuals and businesses seeking financing with our network of third-party lending partners who may be able to assist them. All credit decisions are made solely by those third-party lenders.

2. No Guarantee of Approval

Submitting an inquiry through this website does not guarantee approval for any financing product. Approval is subject to the requirements and underwriting criteria of individual lenders in our network. We make no representations or warranties regarding:

3. Not a Lender

We are a referral and marketing service only. We do not:

Once your inquiry is submitted, it may be shared with one or more financing partners who will contact you directly. Any agreement you enter into is solely between you and that lender.

4. Soft Credit Check Disclosure

Initial inquiries submitted through this website may result in a soft credit inquiry, which does not impact your credit score. However, if you proceed with a formal application through one of our lending partners, that lender may perform a hard credit inquiry, which may affect your credit score. We are not responsible for any credit inquiries made by third-party lenders.

5. Information Accuracy

You agree to provide accurate, complete, and truthful information when submitting any inquiry or application through this website. Providing false or misleading information may result in the rejection of your inquiry and could constitute fraud under applicable law.

6. No Upfront Fees

We do not charge you any fees to submit an inquiry or to be connected with a lending partner. Certain lenders in our network may charge origination fees, processing fees, or other costs as part of their loan products. Any such fees will be disclosed to you by the lender directly before you agree to any financing terms.

7. Third-Party Lenders

Our network includes independent third-party lenders who have their own terms, conditions, privacy policies, and lending criteria. We are not responsible for the actions, decisions, products, or practices of any third-party lender. Your relationship with any lender is governed solely by the agreement you enter into with that lender.

8. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

9. Limitation of Liability

To the fullest extent permitted by law, shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or your reliance on any information presented herein. Our total liability to you for any claim shall not exceed $100.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of , without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of .

11. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time without prior notice. Your continued use of this website after any changes constitutes your acceptance of the revised terms. We encourage you to review this page periodically.

12. Contact Us

If you have any questions about these Terms of Service, please contact us: